Northamptonshire Property Market Update – October 2025
(Based on the latest Rightmove House Price Index (October 2025))
The latest Rightmove House Price Index is out, and it’s another month of cautious stability in the housing market. While we haven’t seen the usual “autumn bounce” that often arrives after summer, the market remains resilient, with Northamptonshire continuing to perform steadily.
The National Picture
Across the UK, the average asking price for homes now stands at £371,422, up 0.3% this month (an increase of £1,165). That’s a smaller rise than usual for October – typically around +1.1% – showing that buyers have plenty of choice, which is limiting how much sellers can push their asking prices.
Over the past 12 months, prices are down just 0.1%, held back mainly by declines in London and the south of England. Meanwhile, the rest of Great Britain, including the Midlands, continues to see small annual rises of around 1% or more
How The East Midlands Is Performing
For us here in Northamptonshire, part of the East Midlands region, the story is fairly positive:
📈Prices have stayed steady, showing modest annual growth rather than any decline.
🏠 Sales agreed are up 5% year-to-date compared to 2024 – proof that well-priced homes are still selling.
🙋♂️Buyer demand is up 2% so far this year, and the number of new sellers coming to market is also up 5%.
This means the local market is active, but buyers are more price-sensitive than before. Homes that are realistically priced from day one tend to attract interest quickly, while those priced too high risk going stale. Rightmove’s data shows that properties getting an enquiry on the first day of marketing are 22% more likely to sell than those that don’t get early attention
Mortgage Rates And Buyer Affordability
Mortgage rates have plateaued this month as lenders wait for clarity from the upcoming Autumn Budget. The average two-year fixed rate sits around 4.5%, still lower than this time last year.
Combined with static house prices and improved lending criteria, affordability is actually better now than a year ago for many movers and first-time buyers.
For example:
💷 Buying a home at the average UK asking price with a 20% deposit now costs around £100 less per month than it did a year ago.
What This Means For Sellers In Northamptonshire
This is a balanced market – there are plenty of buyers around, but they’re taking their time and comparing options carefully.
✅ Price your home sensibly from the start – buyers are well-informed and quick to spot good value.
✅ Presentation still matters: the homes that are selling fastest are those that are ready to move into.
✅ There’s less urgency than last year, but those serious about selling before Christmas should list soon to catch motivated autumn buyers.
With Northamptonshire’s central location, village lifestyle and transport links, we continue to outperform many southern areas where high stamp duty and tax uncertainty are putting people off moving.
What This Means For Buyers In Northamptonshire
This is a great time for buyers who have been sitting on the fence.
There’s a wider choice of homes on the market than we’ve seen in years.
Mortgage rates are lower than last autumn, and there’s no rush of upward price pressure.
If you’re planning to buy in the next few months, acting before the November Budget could help avoid any policy changes that might affect higher-value purchases.
In Summary
Despite headlines about a “sluggish” autumn market, Northamptonshire remains in a healthy, balanced position. Prices are stable, sales are still up on last year, and both buyers and sellers are benefitting from a market that’s moving — just at a more measured pace.
For sellers, realistic pricing and strong presentation are key. For buyers, steady prices and lower mortgage costs make this one of the most affordable windows to move we’ve seen for some time.